As an employer retirement plan advisor, we offer the following:

• Customized Plan Design: Our approach to plan design begins with a thorough assessment of your company’s objectives, employee demographics, and budgetary considerations. We collaborate with you to create a retirement plan that reflects your organization’s unique culture and goals. Whether you’re looking to maximize employee contributions, incentivize retirement savings, or address specific workforce demographics, our team will develop a tailored plan structure that meets your needs.
• Investment Selection: Our investment philosophy offers a diverse array of options to accommodate varying risk profiles and investment preferences. We help vet leading providers to offer an extensive selection of mutual funds, index funds, target-date funds, and socially responsible investment choices. Our investment lineup is carefully curated to provide participants with access to quality investment options that align with their long-term financial goals.
• Participant Education and Support: We believe that education is key to successful retirement planning. Our comprehensive participant education program includes a variety of resources designed to empower employees to make informed decisions about their retirement savings. This can include on-site workshops, webinars, and educational materials to help participants understand key retirement planning concepts, such as asset allocation, risk management, and the importance of regular contributions.
• Fiduciary Oversight and Compliance: As a fiduciary, we are committed to upholding the highest standards of regulatory compliance and fiduciary responsibility. Our experienced team of professionals provides ongoing oversight on the plan’s investment lineup, regularly monitoring performance and conducting due diligence reviews to ensure that the plan’s investments remain prudent and in the best interest of participants. We also assist with plan documentation, administrative tasks, and compliance reporting to help you meet your fiduciary obligations and navigate the complex regulatory landscape effectively.
• Dedicated Client Support: At Means Wealth, we understand the importance of responsive and personalized client support. Our dedicated team of client service professionals is available to assist you with any questions or concerns you may have regarding your retirement plan. Whether you need assistance with plan setup, administration, compliance, or participant inquiries, we are committed to providing timely and effective support to ensure a smooth and successful experience for you and your employees.

As your retirement plan advisor, we collaborate closely with your other retirement plan vendors, including the recordkeeper and, when applicable, your ERISA §3(21) or §3(38) fiduciary. Each of these roles brings unique expertise and responsibilities that, when effectively coordinated, ensure your plan operates in the best interest of your organization and plan participants.

Below are some of the retirement plans we advise on:

• 401(k) Plans
• 403(b) Plans
• SIMPLE IRAs
• ESOPs / KSOPs
• Cash Balance Plans
• Defined Benefit Plans
• Non-Qualified Deferred Compensation Plans