Everyone has some vision of what they would like their financial life to look like. We can help you take your vision and develop a financial plan that can be used as a roadmap as you work to achieve your goals. To this end, our advisory team provides financial planning as an integrated service that is offered to all our wealth management clients as part of the value of being a Means Wealth client.

At Means Wealth, we believe in the importance of making every investment and financial decision using a thorough, well-constructed financial plan as your guide. Our advisory team includes our Chief Planning Officer, a Certified Financial Planner® and Chartered Financial Consultant®, who has over 20 years of experience in the financial industry and is available to offer insight as necessary on complex tax, financial and estate planning matters.

We believe in the importance of making investment and financial decisions using a well-constructed financial plan as your guide. Our holistic approach begins with gathering pertinent financial data and exploring and understanding your short-term and long-term goals.  We also discuss where you are and where you want to go in your financial life, what your expectations are for your plan, and what concerns you may have. This can include any areas of your financial life, such as budgeting and cash flow, retirement planning (including Social Security and Medicare planning), tax planning, planning for insurance needs (including reviews of current coverages), estate planning or legacy strategies.  From there, we will develop your financial plan, providing you with recommendations and action steps to improve the success of the overall plan.

Since a financial plan is dynamic and will evolve over your lifetime, we continually monitor and update your plan through periodic plan reviews. As a client, you are also given access to tools that enable you to monitor and engage with your plan at any time. This includes the ability to stress-test the plan against events out of your control or adjust the goals in your plan. Throughout this process, together, as a client and advisor team, we build confidence in a plan that is both meaningful and achievable.